Phase 1 · Live · Cash Management
Cash Runway Calculator
Enter four numbers — cash balance, monthly outflows, inflows, and near-term receivables — and see your runway in weeks with stress scenarios at 20% and 40% revenue decline.
How to read your result
- 26+ weeks — Strong: meaningful buffer in place. Focus on maintaining burn rate and tracking receivables tightly.
- 13–26 weeks — Adequate: within planning range. Ensure your next 90 days of receivables are solid before extending commitments.
- 6–13 weeks — Caution: begin active cash preservation now. Review discretionary outflows and accelerate overdue collections.
- Under 6 weeks — Critical: immediate action required. Prioritise collections, defer non-essential outflows, and open a banking conversation today.
What the stress scenarios tell you
The 20% and 40% revenue decline scenarios assume your inflows fall by that proportion while outflows remain fixed. For most UAE SMEs, a 20% revenue shock is realistic in a contract delay or seasonal trough. A 40% shock reflects a major client loss or market disruption. If either scenario puts you in the red, your business has revenue concentration risk that needs a mitigation plan — not a spreadsheet note.
This calculator is a decision-support tool and does not constitute financial advice.